By using industry-leading loss adjustment procedures, growers can protect themselves from the destruction of a hail storm including damage caused by hail, fire, and lightning.

With Hail Insurance, growers can protect $10 – $10,000+ per acre through October 31st or at earlier of severance of stalk. 

Crop Classification Codes​

  • P1 – Seed and Fiber
  • P2 – Cannabinoid (oil)

Set-Up Coverage (P2 Classification Only)​

  • Reimbursement for the actual cost of set up labor if plants are blown over by the wind during a hail storm.
  • Reimbursement will not exceed 3% of the limit of insurance – $500 per acre max payable

Additional Requirements​

  • Must satisfy all local, state, and/or federal licensing requirements and regulations
  • Must complete the worksheet and offer for approval prior to submitting an application
  • Payment must be provided with the application
  • Coverage is individually underwritten prior to offer


  • Loss due to obligatory destruction of the crop due to Tetrahydrocannabinol (THC) levels in excess of local, state, and/or federal maximum levels
  • Loss due to failure of the crop to meet the minimum requirements of the processor agreement or incapacity to market the crop
  • Damage caused during transportation
  • Damage caused while in storage
  • Destruction connected with wind shatter or shatter caused by mechanical harvesting equipment
  • Damage while the crop is in the windrow
  • Replanting of the crop
  • Theft
  • Destruction to male plants for acreage planted solely for the harvest of cannabinoids

HempGuard is multi-peril hemp & CBD crop insurance

developed by hemp farmers 
for hemp farmers

The Hempsurance team is not only managing hemp protection for our growers & farmers; we are also in the fields and always available to help. Click below for a free consultation to find out more.

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